Rtvassen.com – “Here’s How to Manage Finances So Life Is Not Wasteful” – “This is how to manage finances so that life is not extravagant Who doesn’t want to be frugal in managing finances”, Everyone certainly wants to save money, but needs after needs keep coming. Managing finances also needs to be done so that it is not wasteful and money only stops for a while. Well-managed money can be an investment in the future.
Most people find it difficult to manage the entry and exit of money until in the end finances become uncontrollable or wasteful. This should be avoided because it can become a bad habit, always using excessive money but when needed money is not there. Here are tips you can try to save money. “This is how to manage finances so that life is not extravagant”
Routinely Record Expenditures
Record the expenses you will make for one month for all basic needs. When all the basic needs have been purchased, all you have to do is set aside money for daily food and drink. After that, the remaining money can be saved regularly so that it doesn’t get used to buying things that are less important. “This is how to manage finances so that life is not extravagant”
Record Needs Before Buying
This list of needs can be used as a benchmark for monthly spending or monthly expenses that will be applied. So more or less spending for one month is not much different from the previous months, so how to manage your finances is more controlled and it is clear that you want to buy anything for one month. If the stock is still there you can buy other necessities or save the money to buy necessities later. “This is how to manage finances so that life is not extravagant”
Look for Stores with Lots of Discounts
When you want to shop, make sure you shop at a store that is rather cheap so that your expenses can be minimized. For example, store A and store B have a price difference of IDR 500, so buy it at the cheaper store, that way you can save. “This is how to manage finances so that life is not extravagant”
Try Shopping Alone
Shopping alone is one of the keys so that expenses do not spread everywhere. Usually shopping with friends makes us forget the purpose of shopping and often follows what friends buy, even though we don’t really need it.
So, here are some tips that you can do to save money. The way to manage finances well is to record incoming and outgoing money. Recording these expenses and income can be used as a routine benchmark so that life is not wasteful. “This is how to manage finances so that life is not extravagant”